Profit and Loss Results Results Snapshot
Figures in Cr
Standalone - Profit And Loss Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
31,895.00
28,131.00
24,049.00
19,400.00
16,729.00
16,965.00
Other Income
5,636.00
5,545.00
5,656.00
4,108.00
4,903.00
5,559.00
Total Income
37,532.00
33,676.00
29,705.00
23,509.00
21,632.00
22,524.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
19,322.00
17,240.00
14,220.00
11,145.00
10,418.00
11,067.00
Operating Expenses
8,183.00
7,747.00
8,721.00
6,421.00
5,451.00
5,561.00
Operating Profit (PBDIT)
10,027.00
8,689.00
6,764.00
5,943.00
5,763.00
5,896.00
Provisions and Contingencies
3,758.00
4,176.00
3,351.00
3,593.00
3,983.00
5,056.00
Profit Before Tax
6,268.00
4,511.00
3,412.00
2,348.00
1,779.00
839.00
Taxes
1,059.00
1,177.00
756.00
249.00
69.00
8.00
Total
32,324.00
30,341.00
27,050.00
21,410.00
19,923.00
21,693.00
III. Profit & Loss
Profit After Tax
5,208.00
3,334.00
2,655.00
2,098.00
1,709.00
831.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
-12,533.00
-14,469.00
-16,448.00
-17,999.00
-18,813.00
-18,977.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
5,208.00
3,334.00
2,655.00
2,098.00
1,709.00
831.00
Appropriations
-7,325.00
-11,134.00
-13,793.00
-15,900.00
-17,104.00
-18,145.00
Equity Dividend (%)
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Earnings Per Share
2.70
1.73
1.40
1.11
0.90
0.51
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2026 is 13.38% vs 16.97% in Mar 2025
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2026 is 15.40% vs 28.45% in Mar 2025
Profit After Tax
YoY Growth in year ended Mar 2026 is 56.18% vs 25.57% in Mar 2025
Compare Profit and Loss Results of I O B
Figures in Cr
standalone - Profit And Loss Results
Change(INR)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
31,895.00
75,161.00
-43,266.00
-57.56%
Other Income
5,636.00
9,874.00
-4,238.00
-42.92%
Total Income
37,532.00
85,035.00
-47,503.00
-55.86%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
19,322.00
49,988.00
-30,666.00
-61.35%
Operating Expenses
8,183.00
17,998.00
-9,815.00
-54.53%
Operating Profit (PBDIT)
10,027.00
17,049.00
-7,022.00
-41.19%
Provisions and Contingencies
3,758.00
3,103.00
655.00
21.11%
Profit Before Tax
6,268.00
13,945.00
-7,677.00
-55.05%
Taxes
1,059.00
3,418.00
-2,359.00
-69.02%
Total
32,324.00
74,508.00
-42,184.00
-56.62%
III. Profit & Loss
Profit After Tax
5,208.00
10,527.00
-5,319.00
-50.53%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
-12,533.00
12,704.00
-25,237.00
-198.65%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
5,208.00
10,527.00
-5,319.00
-50.53%
Appropriations
-7,325.00
23,231.00
-30,556.00
-131.53%
Equity Dividend (%)
0%
46.5%
-46.50%
Earnings Per Share
2.7
23.12
-20.42
-88.32%
Profit And Loss - Interest Earned
Interest Earned 31,895.68 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 13.38% vs 16.97% in Mar 2025
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 10,026.12 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 15.40% vs 28.45% in Mar 2025
Profit And Loss - Profit After Tax
Profit After Tax 5,208.03 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 56.18% vs 25.57% in Mar 2025
