Piramal Finance.

  • Market Cap: Large Cap
  • Industry: Finance - Housing
  • ISIN: INE202B01038
  • NSEID: PIRAMALFIN
  • BSEID: 544597
INR
2,000.75
-13.25 (-0.66%)
BSENSE

Jun 18

BSE+NSE Vol: 36.04 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationTechnical Trend Update: Piramal Finance. witnessed a change in Technical Grade on 15 Jun 2026. Click here to discover latest technical change!
stock-recommendationDividend Alert: Piramal Finance Ltd has declared 550% dividend, ex-date: 12 Jun 26
stock-summaryPrice Point
High/Low

1Day

1,996.502,030.00

52 Week

16.701,785.00
Valuation
Technical
Day's Volume

CASH

36.04 k (-78.63%) Volume

Shareholding (Mar 2026)

FII

14.63%

Held by 191 FIIs

DII

18.81%

Held by 40 DIIs

Promoter

46.16%

Is Piramal Finance. overvalued or undervalued?

21-Nov-2025

As of November 20, 2025, Piramal Finance is considered very expensive and overvalued, with a negative PE ratio of -2.83, an EV to EBITDA of -8.67, and a troubling ROE of -48.95%, contrasting sharply with its peers like HUDCO and LIC Housing Finance, despite a remarkable stock return of 7768.08% over the past five years.

As of 20 November 2025, the valuation grade for Piramal Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its negative PE ratio of -2.83 and an EV to EBITDA ratio of -8.67, which are significantly lower than industry standards. Additionally, the return on equity (ROE) stands at a concerning -48.95%, further highlighting the company's financial struggles.<BR><BR>In comparison to its peers, Piramal Finance's valuation metrics starkly contrast with companies like HUDCO, which has a PE ratio of 16.94 and an EV to EBITDA of 15.20, and LIC Housing Finance, with a PE of 5.53 and an EV to EBITDA of 11.18. These comparisons underscore the overvaluation of Piramal Finance, especially given its current market price of 1675.90, which is near its 52-week high of 1714.00. Notably, despite the company's impressive stock return of 7768.08% over the past five years, this performance does not align with its current financial health and valuation metrics.

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How has been the historical performance of Piramal Finance.?

02-Dec-2025

Piramal Finance has demonstrated a strong recovery in its financial performance, with net sales increasing from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, and operating profit rising significantly to 5,661.55 Cr. The company also reported a profit before tax of 508.28 Cr and a positive earnings per share of 21.54 in March 2025.

Answer:<BR>The historical performance of Piramal Finance shows a fluctuating trend in key financial metrics over the years, with significant improvements noted in the most recent fiscal year.<BR><BR>Breakdown:<BR>Piramal Finance's net sales have increased from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, marking a substantial recovery from previous years. The total operating income followed a similar trajectory, rising from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025. Operating profit, excluding other income, saw a remarkable increase from 946.71 Cr in March 2023 to 5,661.55 Cr in March 2025, indicating improved operational efficiency. The profit before tax turned positive at 508.28 Cr in March 2025, recovering from significant losses in prior years, while profit after tax also improved to 348.84 Cr. The earnings per share (EPS) reflected this positive trend, rising to 21.54 in March 2025 from a negative EPS in the previous year. The operating profit margin increased to 62.19% in March 2025, showcasing enhanced profitability. On the balance sheet, total liabilities decreased from 1,06,168.02 Cr in March 2019 to 80,786.37 Cr in March 2020, while total assets also saw a decline, indicating a tightening of financial conditions. Cash flow from operating activities turned positive at 12,576.00 Cr in March 2020, a significant improvement from negative cash flows in earlier years. Overall, Piramal Finance has shown a strong recovery in its financial performance, particularly in the latest fiscal year.

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Which are the latest news on Piramal Finance.?

03-Dec-2025
Piramal Finance Evaluation Sees Shift Amid Mixed Financial and Technical Signals
Piramal Finance Technical Momentum Shifts Amid Mixed Indicator Signals

Why is Piramal Finance. falling/rising?

03-Dec-2025

As of 03-Dec, Piramal Finance Ltd's stock price is at 1,514.20, down 2.85 (-0.19%), reflecting a downward trend with a 5.16% decline over the past week. Despite strong financial results, concerns over weak long-term fundamentals and high valuation are negatively impacting investor sentiment.

As of 03-Dec, Piramal Finance Ltd's stock price is falling, currently at 1,514.20, reflecting a decrease of 2.85 (-0.19%). The stock has been on a downward trend, having lost 2.71% over the last two days and showing a 5.16% decline over the past week, significantly underperforming the Sensex, which has only decreased by 0.59% in the same period.<BR><BR>Despite the company reporting very positive financial results, including a 62.06% growth in net profit and record high net sales, there are underlying concerns affecting investor sentiment. The stock's long-term fundamental strength is weak, evidenced by an average return on equity (ROE) of only 2.35% and poor long-term growth, with net sales increasing at an annual rate of just 1.79%. Additionally, the stock is considered very expensive with a price-to-book value of 1.3, despite trading at a discount compared to its peers' average historical valuations.<BR><BR>The stock's performance today indicates it has outperformed its sector by 1.66%, but the overall trend of consecutive falls and the significant drop to an intraday low of Rs 1464.35 (-3.47%) suggest that the negative factors are currently outweighing the positives, leading to a decline in stock price.

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Is Piramal Finance. technically bullish or bearish?

04-Dec-2025

As of December 3, 2025, the trend is bullish due to positive MACD and KST readings, although bearish RSI signals indicate some momentum weakness.

As of 3 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, driven primarily by the weekly and monthly MACD readings, which are both bullish, along with a bullish KST on both time frames. The daily moving averages also support a bullish outlook. However, the RSI indicates bearish conditions on both weekly and monthly charts, suggesting some weakness in momentum. The Bollinger Bands are mildly bullish, indicating potential upward movement but with caution. Overall, while the trend is bullish, the strength is tempered by the bearish RSI readings.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy
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Unrated Stock - No Analysis Available
stock-summaryMojo Parameters
Mojo Parameters
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Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 45,353 Cr (Large Cap)

stock-summary
P/E

169.00

stock-summary
Industry P/E

12

stock-summary
Dividend Yield

3.79%

stock-summary
Debt Equity

2.61

stock-summary
Return on Equity

2.26%

stock-summary
Price to Book

1.62

Revenue and Profits:
Net Sales:
3,424 Cr
(Quarterly Results - Mar 2026)
Net Profit:
502 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (3.79%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
9.61%
2.99%
12.6%
6 Months
30.13%
3.43%
33.56%
1 Year
0%
0%
0.0%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
11880.54%
0%
11880.54%
5 Years
11880.54%
0%
11880.54%

Latest dividend: 55.21094839609484 per share ex-dividend date: Jun-12-2026

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary

Announcement under Regulation 30 (LODR)-Investor Presentation

16-Jun-2026 | Source : BSE

Investor Presentation

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

16-Jun-2026 | Source : BSE

Intimation of Schedule of Analyst/Investor Meeting under SEBI Listing Regulations - JM Financial India Finance Forum

Announcement under Regulation 30 (LODR)-Newspaper Publication

11-Jun-2026 | Source : BSE

Newspaper Advertisement for dispatch of Notice of the 42nd Annual General Meeting and e-voting information

Corporate Actions stock-summary
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

Piramal Finance Ltd has declared 550% dividend, ex-date: 12 Jun 26

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

Piramal Finance Ltd has announced 1:1 bonus issue, ex-date: 09 Sep 15

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
7.60%
EBIT Growth (5y)
17.65%
Net Debt to Equity (avg)
2.84
Institutional Holding
33.44%
ROE (avg)
0.24%
Valuation key factors
Factor
Value
P/E Ratio
169
Industry P/E
12
Price to Book Value
1.62
EV to EBIT
19.50
EV to EBITDA
17.01
EV to Capital Employed
1.17
EV to Sales
10.12
PEG Ratio
NA
Dividend Yield
3.79%
ROCE (Latest)
5.99%
ROE (Latest)
0.95%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2026stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 23 Schemes (11.52%)

FIIs

Held by 191 FIIs (14.63%)

Promoter with highest holding

Anutham Realty Private Limited (24.78%)

Highest Public shareholder

Life Insurance Corporation Of India (4.47%)

Individual Investors Holdings

13.0%

stock-summaryFinancial
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    "link": "quarterly",
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        "suffix": "YoY Growth in quarter ended Mar 2026 is 19.99% vs 66.23% in Mar 2025",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Mar 2026 is 389.82% vs 113.62% in Mar 2025",
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        "Change(%)"
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          "val2": "2,853.55",
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,446.30",
          "val2": "1,316.58",
          "chgp": "9.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,673.62",
          "val2": "1,416.69",
          "chgp": "18.14%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "1,326.36",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "501.77",
          "val2": "102.44",
          "chgp": "389.82%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "53.87%",
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        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
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      "header": [
        "Sep'25",
        "",
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          "val2": "NA",
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          "field": "Exceptional Items",
          "val1": "-81.00",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
          "val1": "603.20",
          "val2": "NA",
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          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.11%",
          "val2": "NA%",
          "chgp": "NA",
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  {
    "link": "nine-monthly",
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    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'25",
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        "prefix": "Net Sales ",
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      "header": [
        "Dec'25",
        "",
        "Change(%)"
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          "val2": "NA",
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,604.80",
          "val2": "NA",
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        {
          "field": "Interest",
          "val1": "4,705.00",
          "val2": "NA",
          "chgp": "NA",
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        {
          "field": "Exceptional Items",
          "val1": "-81.00",
          "val2": "NA",
          "chgp": "NA",
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        {
          "field": "Consolidate Net Profit",
          "val1": "1,004.21",
          "val2": "NA",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "66.50%",
          "val2": "NA%",
          "chgp": "NA",
          "chgp_class": "neutral"
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    "link": "annual",
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    "header": "Annual Results Snapshot (Consolidated) - Mar'26",
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        "suffix": "YoY Growth in year ended Mar 2026 is 210.26% vs 124.58% in Mar 2025",
        "dir": 1
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        "Mar'26",
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        {
          "field": "Interest",
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          "val2": "5,281.88",
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          "chgp_class": "negative"
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]
Quarterly Results Snapshot (Consolidated) - Mar'26 - YoYstock-summary
Mar'26
Mar'25
Change(%)
Net Sales
3,424.01
2,853.55
19.99%
Operating Profit (PBDIT) excl Other Income
1,446.30
1,316.58
9.85%
Interest
1,673.62
1,416.69
18.14%
Exceptional Items
1,326.36
0.00
Consolidate Net Profit
501.77
102.44
389.82%
Operating Profit Margin (Excl OI)
47.55%
53.87%
-6.32%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Mar 2026 is 19.99% vs 66.23% in Mar 2025

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Mar 2026 is 389.82% vs 113.62% in Mar 2025

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'25stock-summary
Sep'25
Change(%)
Net Sales
5,510.80
NA
NA
Operating Profit (PBDIT) excl Other Income
3,669.77
NA
NA
Interest
3,058.62
NA
NA
Exceptional Items
-81.00
NA
NA
Consolidate Net Profit
603.20
NA
NA
Operating Profit Margin (Excl OI)
69.11%
NA%
NA
Values in Rs Cr.
stock-summary Compare with Peers
Net Sales

Not Applicable: The company has declared_date for only one period

Consolidated Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'25stock-summary
Dec'25
Change(%)
Net Sales
8,428.48
NA
NA
Operating Profit (PBDIT) excl Other Income
5,604.80
NA
NA
Interest
4,705.00
NA
NA
Exceptional Items
-81.00
NA
NA
Consolidate Net Profit
1,004.21
NA
NA
Operating Profit Margin (Excl OI)
66.50%
NA%
NA
Values in Rs Cr.
stock-summary Compare with Peers
Net Sales

Not Applicable: The company has declared_date for only one period

Consolidated Net Profit

Not Applicable: The company has declared_date for only one period

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'26stock-summary
Mar'26
Mar'25
Change(%)
Net Sales
11,852.49
10,269.56
15.41%
Operating Profit (PBDIT) excl Other Income
7,051.10
5,661.55
24.54%
Interest
6,378.62
5,281.88
20.76%
Exceptional Items
1,245.36
0.00
Consolidate Net Profit
1,506.14
485.45
210.26%
Operating Profit Margin (Excl OI)
62.66%
62.19%
0.47%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 15.41% vs 53.20% in Mar 2025

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 210.26% vs 124.58% in Mar 2025

All Annual Resultsstock-summary
stock-summaryCompany CV
About Piramal Finance Ltd stock-summary
stock-summary
Piramal Finance Ltd
Large Cap
Finance - Housing
Dewan Housing Finance Corporation (DHFC) is one of the leading housing finance companies in India with a large network across the country that caters to millions of customers in the low-to-moderate income (LMI) category. DHFL provides customers with a vast array of home loan products including loans on homes, residential plots, construction, LAP or loan against property as also mortgage, non-residential and project loans.
Company Coordinates stock-summary
Company Details
Warden House 2nd Floor, Sir P M Road Fort Mumbai Maharashtra : 400001
stock-summary
Tel: 91-22-61066800
stock-summary
stock-summary
response@dhfl.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai
Stock List
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