Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Net Interest Income Growth (5y)
10.60%
Net Profit Growth (5y)
49.64%
Advance to Deposit
71.20%
Capital Adequacy Ratio (Tier 1)
13.72%
Gross NPA (latest)
1.84%
Gross NPA (avg)
4.37%
Coverage Ratio (avg)
72.00%
Cost to Income (avg)
46.74%
Net Interest Margin (avg)
2.50%
Operating Profit to Assets (avg)
3.85%
ROA (avg)
1.23%
Net Debt to Equity (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Price to Book Value
1.08
PEG Ratio
0.50
Dividend Yield
3.11%
ROE (Latest)
16.92%
ROA (Latest)
1.02%
Net NPA to Book Value
4.59
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
GROSS NPA(Q)
Lowest at 1.84%
CREDIT DEPOSIT RATIO(HY)
Highest at 77.77%
NET NPA(Q)
Lowest at 0.43%
NII(Q)
Highest at Rs 9,807.97 cr
PBDIT(Q)
Highest at Rs 1,933.02 cr.
PBT LESS OI(Q)
Highest at Rs 941.21 cr.
-3What is not working for the Company
PAT(Q)
At Rs 4,505.57 cr has Fallen at -8.4% (vs previous 4Q average
NON-OPERATING INCOME(Q)
is 83.68 % of Profit Before Tax (PBT
EPS(Q)
Lowest at Rs 4.97
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Here's what is working for Canara Bank
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 941.21 cr has Grown at 235.8% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs -692.85 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Gross NPA - Quarterly
Lowest at 1.84% and Fallen
each quarter in the last five quartersMOJO Watch
Proportion of stressed loans given by the bank are falling
Gross NPA (%)
Net NPA - Quarterly
Lowest at 0.43% and Fallen
each quarter in the last five quartersMOJO Watch
Proportion of stressed loans given by the bank are falling
Net NPA (%)
Net Interest Income (Quarterly)
Highest at Rs 9,807.97 cr
in the last five quartersMOJO Watch
The bank's income from core business is increasing
Net Interest Income (Rs Cr)
Credit Deposit Ratio - Half Yearly
Highest at 77.77% and Grown
in the last four periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1,933.02 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 941.21 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
CAR - Quarterly
Highest at 17.04%
in the last five quartersMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Canara Bank
Profit After Tax (PAT) - Quarterly
At Rs 4,505.57 cr has Fallen at -8.4% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 4,920.94 CrMOJO Watch
Near term PAT trend is negative
PAT (Rs Cr)
Non Operating Income - Quarterly
is 83.68 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Earnings per Share (EPS) - Quarterly
Lowest at Rs 4.97
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
