ScoreWhy is India Finsec Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.66%
2
The company has declared Positive results for the last 5 consecutive quarters
- NET SALES(Q) Highest at Rs 24.41 cr
- PBDIT(Q) Highest at Rs 18.58 cr.
- DEBT-EQUITY RATIO(HY) Lowest at 0.00 times
3
Stock is technically in a Bullish range
- The technical trend has improved from Mildly Bullish on 17-Jun-26
- Multiple factors for the stock are Bullish like MACD, Bollinger Band and KST
4
With ROE of 19.6, it has a Very Expensive valuation with a 7.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 41.38%, its profits have risen by 45.5% ; the PEG ratio of the company is 0.9
5
71.1% of Promoter Shares are Pledged
- In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
6
Consistent Returns over the last 3 years
- Along with generating 41.38% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to India Finsec should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is India Finsec for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
India Finsec
41.38%
0.40
102.43%
Sensex
-5.12%
-0.38
13.26%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
39
Industry P/E
21
Price to Book Value
7.61
EV to EBIT
9.76
EV to EBITDA
9.29
EV to Capital Employed
7.68
EV to Sales
7.05
PEG Ratio
0.86
Dividend Yield
NA
ROCE (Latest)
78.72%
ROE (Latest)
19.55%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
NET SALES(Q)
Highest at Rs 24.41 cr
PBDIT(Q)
Highest at Rs 18.58 cr.
DEBT-EQUITY RATIO(HY)
Lowest at 0.00 times
PAT(Q)
Highest at Rs 4.11 cr.
EPS(Q)
Highest at Rs 1.41
-1What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 0.84 cr
Loading Valuation Snapshot...
Here's what is working for India Finsec
Net Sales - Quarterly
Highest at Rs 24.41 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 18.58 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Net Sales - Quarterly
At Rs 24.41 cr has Grown at 24.6% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 19.60 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 4.11 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.41
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Debt-Equity Ratio - Half Yearly
Lowest at 0.00 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for India Finsec
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 0.84 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Non Operating Income - Quarterly
Highest at Rs 1.04 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
