ScoreWhy is Jio Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with a 462.61% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 600.50% and Operating profit at 462.61%
3
Positive results in Sep 25
- NET SALES(Q) At Rs 981.39 cr has Grown at 75.4% (vs previous 4Q average)
- PBT LESS OI(Q) At Rs 762.06 cr has Grown at 60.9% (vs previous 4Q average)
- PBDIT(Q) Highest at Rs 688.46 cr.
4
With ROE of 1.2, it has a Very Expensive valuation with a 1.4 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -12.63%, its profits have risen by 1% ; the PEG ratio of the company is 119
5
High Institutional Holdings at 26.81%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Below par performance in long term as well as near term
- Along with generating -12.63% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Jio Financial for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jio Financial
-15.49%
-0.42
29.87%
Sensex
-5.14%
0.44
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
104
Industry P/E
21
Price to Book Value
1.20
EV to EBIT
20.00
EV to EBITDA
19.74
EV to Capital Employed
2.40
EV to Sales
12.95
PEG Ratio
NA
Dividend Yield
0.20%
ROCE (Latest)
12.02%
ROE (Latest)
1.15%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
NET SALES(Q)
Highest at Rs 1,018.51 cr
-8What is not working for the Company
PAT(Q)
At Rs 272.22 cr has Fallen at -31.2% (vs previous 4Q average
DEBT-EQUITY RATIO(HY)
Highest at 0.16 times
PBT LESS OI(Q)
Lowest at Rs 337.35 cr.
Loading Valuation Snapshot...
Here's what is working for Jio Financial
Net Sales - Quarterly
Highest at Rs 1,018.51 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 1,018.51 cr has Grown at 36.3% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 747.00 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Here's what is not working for Jio Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 337.35 cr has Fallen at -28.5% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 471.77 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 272.22 cr has Fallen at -31.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 395.66 CrMOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 337.35 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Debt-Equity Ratio - Half Yearly
Highest at 0.16 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
