ScoreWhy is JM Financial Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 5.05% and Operating profit at 3.62%
- PAT(Q) At Rs 165.36 cr has Fallen at -21.1%
- NET SALES(Q) Lowest at Rs 949.12 cr
- PBDIT(Q) Lowest at Rs 491.40 cr.
2
Stock is technically in a Mildly Bearish range
- The technical trend has deteriorated from Sideways on 15-May-26 and has generated -6.25% returns since then
- The stocks MACD and Bollinger Band technical factors are also Bearish
3
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 0.84% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -12.36% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is JM Financial for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
JM Financial
-12.36%
-0.27
45.75%
Sensex
-4.95%
-0.37
13.26%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
21
Price to Book Value
1.14
EV to EBIT
7.76
EV to EBITDA
7.52
EV to Capital Employed
1.08
EV to Sales
4.61
PEG Ratio
0.21
Dividend Yield
2.57%
ROCE (Latest)
13.95%
ROE (Latest)
11.43%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 1.09 times
-12What is not working for the Company
PAT(Q)
At Rs 165.36 cr has Fallen at -21.1%
NET SALES(Q)
Lowest at Rs 949.12 cr
PBDIT(Q)
Lowest at Rs 491.40 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 51.77%
PBT LESS OI(Q)
Lowest at Rs 223.01 cr.
EPS(Q)
Lowest at Rs 1.73
Loading Valuation Snapshot...
Here's what is working for JM Financial
Debt-Equity Ratio - Half Yearly
Lowest at 1.09 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for JM Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 223.01 cr has Fallen at -22.60%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 165.36 cr has Fallen at -21.1%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Net Sales - Quarterly
Lowest at Rs 949.12 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 949.12 cr has Grown at -5.46%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 491.40 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 51.77%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 223.01 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs 1.73
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
