ScoreWhy is Sera Investments & Finance India Ltd ?
1
Poor long term growth as Operating profit has grown by an annual rate -185.24% of over the last 5 years
2
Negative results in Sep 25
- NET SALES(9M) At Rs 6.97 cr has Grown at -50.60%
- PAT(9M) At Rs 3.17 cr has Grown at -65.77%
- DPS(Y) Lowest at Rs 0.00
3
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 1.36%, its profits have fallen by -112.7%
4
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -11.98% over the previous quarter and collectively hold 4.12% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Sera Investments should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Sera Investments for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Sera Investments
8.08%
0.03
50.47%
Sensex
-4.95%
0.43
11.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
135.56%
EBIT Growth (5y)
130.57%
EBIT to Interest (avg)
12.23
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.94
Sales to Capital Employed (avg)
0.06
Tax Ratio
15.46%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
4.12%
ROCE (avg)
34.94%
ROE (avg)
8.97%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
23
Price to Book Value
0.90
EV to EBIT
-0.20
EV to EBITDA
-0.20
EV to Capital Employed
-0.78
EV to Sales
-0.18
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
18.11%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend36What is working for the Company
NET SALES(Q)
Highest at Rs 41.91 cr
PBDIT(Q)
Highest at Rs 38.09 cr.
PBT LESS OI(Q)
Highest at Rs 37.89 cr.
PAT(Q)
Highest at Rs 32.80 cr.
EPS(Q)
Highest at Rs 5.01
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Sera Investments
Net Sales - Quarterly
At Rs 41.91 cr has Grown at 564.7% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 6.31 CrMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 37.89 cr has Grown at 482.5% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 6.51 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 32.80 cr has Grown at 474.5% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 5.71 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 41.91 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 38.09 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 37.89 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 32.80 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 5.01
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
